No need to worry as long as you have Comprehensive Coverage, which is a mandatory coverage when you have a loan or lease on your vehicle. Check with your agency to be sure you have this coverage. Also note it is common for the Comprehensive deductible to be lower compared to the Collision deductible.

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Remember, to start this claim you must call the insurance company directly. Use the Insurance Company Directory to locate your company. Visit our Trusted Partners for recommended repair facilities. These facilities can help arrange your rental car situation as well.

You have time to file your claim, it doesn't have to be done right away. Take your time and get to a safe place, then make sure you have about 20-30 minutes to go over the details with a claim representative.